Title IV – Encouraging a More Competitive Health Care Market
Our bill would take steps toward creating a competitive health care marketplace. This legislation would take steps to address this problem by, most notably, allowing Americans to purchase health insurance products across state lines and by permitting small businesses to pool together to negotiate better rates.
Other pro-patient reforms include amending the McCarran-Ferguson Act to ensure that federal anti-trust law applies to health insurance, making Medicare claims and payment data publicly available so that patients and taxpayers alike can better understand what they are being charged, helping states develop transparency portals with useful information on insurance plans, and stopping the federal government from denying coverage for health care services based upon comparative effectiveness data.
Title V – Reforming Medical Liability Law
This bill attempts to address the medical liability crisis that has played a role in the escalating cost of health care by implementing meaningful legal reforms that include caps on non- economic damages and limits to attorneys’ fees. These provisions set no caps on economic damages, which are often the largest component of liability awards, thus patients will continue to have their rights to economic damages protected.
Title VI – Respecting Human Life
Provides that nothing in this act requires health plans to provide coverage of abortion services, or permits any government official to require coverage of abortion. Prohibits federal funds authorized or appropriated by this act from covering abortion, except in the case of rape, incest, or when the life of the mother is jeopardized. Ensures that no state pro-life or conscience protection laws will be preempted.