“We are a family of people with disabilities,” she said. “We use our insurance. We could cap out every year.”
But any plan was better than no plan, so Melissa enrolled her children, anyway.
Or so she thought.
“A day or two before the deadline I called to find out our status,” she said. “We were put on hold, we got disconnected. Then they told us they lost our application.”
So Melissa signed up a second time. That didn’t work, either.
“We found out our children had been denied coverage,” she said. “The lady on the phone said, ‘Well, I’m sorry but I have no information as to why they have been denied.’”
The agent told Melissa to enroll her children under Medicaid–something Melissa already knew wouldn’t work. Her only other options were to apply a third time, or appeal the decision.
After her application was denied, that choice was further narrowed.
Unfortunately, the Daverts have no idea how to appeal their children’s denial of coverage, since they don’t know why they were denied in the first place.
If they do manage to qualify for the plan, Ken is looking for part-time work to afford the extra costs associated with it.
It’s hard to see the Daverts’ situation as anything other than a stinging rebuke of the president’s signature health-care reform, according to Anne Schieber, senior investigative analyst at the Mackinac Center.
“It’s hard to believe that Obamacare is hurting the very families it was suppose to help,” Schieber told The Daily Caller. “Imagine a family with significant disabilities now thinking about taking out loans and re-entering the workforce just to pay for health insurance.”
Schieber, who filmed a video interview with the Daverts, said that comprehensive federal laws are bound to create unintended consequences.
“This is what happens when government meddles with a critical segment of the economy instead of allowing the free market to do its magic,” she said.
While the Davert children are just two of the millions of Americans who have lost their health care coverage because of the Affordable Care Act, their story may elicit a higher level of sympathy, given their condition.
Or perhaps not. Melissa reached out to several local politicians–none of whom gave any indication that they would help.