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National Program Helping Survivors of Domestic Violence Smile Again

Five words or less(NewsUSA) - Sponsored News - October is Domestic Violence Awareness Month. Did you know that one in four women will experience domestic violence in her lifetime? Maybe you or someone you know has already experienced this violence at the hand of a loved one.
Around 75 percent of physical assaults are to the head, neck and mouth, resulting in substantial dental injuries. Bruises and scars fade, but broken and missing teeth cannot repair themselves. The American Academy of Cosmetic Dentistry Charitable Foundation's Give Back a Smile (GBAS) program restores damaged front teeth for survivors of domestic abuse.
Since the inception of the Give Back a Smile program, more than 1,500 survivors of domestic violence have received life-changing smile restorations all across the United States. There are currently more than 70 survivors of domestic or sexual violence receiving smile restorations. These services are provided free through the GBAS network of volunteer cosmetic dentists and other dental professionals.
How Give Back a Smile Works
1. Domestic violence survivors who have suffered dental injuries in the smile zone from abusive intimate partners, family members or as a result of sexual assault, can contact GBAS toll-free at 800.773.GBAS (4227).
2. Survivors must make an appointment with a counselor, domestic violence advocate, social worker or therapist to complete the advocate section of the GBAS application.
3. GBAS conducts the initial review of the application. However, the dentist has the final say as to the eligibility of the applicant.
4. If the applicant is eligible, GBAS connects the survivor with a local volunteer who provides treatment at no charge to the recipient.
To learn about how you can support survivors of domestic abuse and reinvigorate efforts to end violence, visit the GBAS website at www.givebackasmile.com.
And if you or someone you know could be helped by Give Back a Smile, please visit, www.givebackasmile.com as well.

Seek to Know More: How Your Smartphone Can Save You Money

11:49 AM 09/12/2016

Five words or less(NewsUSA) - Sponsored News - It seems as if there is nothing a smartphone can't do these days. It can get you where you want to go (most of the time), you can make reservations at your favorite restaurant, and now you can use it to detect whether your home is leaking energy or water.
Thermal imaging, a once-costly technology, available only to the military and police or firefighters, is now just a finger-swipe away with the right attachment to your smartphone, thanks to Seek Thermal, a California-based technology company.
The way it works is this: the Seek Compact Camera (which is smaller than a credit card swiper for your phone) attaches to your smartphone, turning it into a thermal imager that can then identify hot and cold spots in your house. After downloading a free app, the camera begins working in seconds and homeowners can then easily spot energy loss in the home caused by air leaks, missing or damaged insulation, insufficient HVAC or poor construction. In addition, the thermal imaging camera can also find water in roofs, walls, doors, and window frames.
According to one user who tested the Seek camera at the end of winter in his own home, the results were "stunning."
"Within minutes, I was able to detect sources of heat leaking out of my house," he says. "Some of these places are easy to fix, while others would be quite difficult."
For professional contractors, the Seek CompactPRO is a must-have because the camera has enough sensitivity to locate radiant heating pipes under concrete slabs, identify unsealed insulation gaps in roofs, walls, and door and window frames, and find out how far water has spread in the case of a leak.
Thinking of buying a home? This little jewel could save you all kinds of unexpected surprises in the form of water leaks in the basement and behind finished walls, and roof leaks that may have been painted over by a homeowner trying to disguise a problem.
To protect your investment (both the camera and your phone), the Seek Compact has a compatible module for the OtterBox uniVERSE Case System.
The smartphone attachment is designed to work with both iPhone and Android top models.
For more information, please visit www.thermal.com.

Protecting Your Kid’s Identity Is Your Responsibility

11:44 AM 09/12/2016

Five words or less(NewsUSA) - Sponsored News - If only we could keep our kids in a bubble, insulated from the atrocities the world would inflict on them. Along with the normal worries any parent has for his or her child, you can add child identity theft to the list as well.
According to IdentityTheftFacts.com, on average, victims of child identity theft have roughly $12,000 worth of fraudulent debt. In this way, it is imperative for parents to treat their children's information in much the same way as they treat their own information in order to prevent identity fraud.
In addition, a recent Child Identity Fraud Report, sponsored by the Identity Theft Assistance Center (ITAC) and conducted by Javelin Strategy & Research, found that 1 in 40 households with minor children (under age 18) had at least one child whose personal information was compromised by identity criminals. All of this is to say that, clearly, this is a problem that parents need to pay attention to.
Couple all of this with breaches affecting children in the commercial sector, such as that at VTech Holdings Ltd., a Hong Kong-based digital-learning toy maker, and you have a recipe for future financial disaster that could go undetected for years. In that case, the company admitted that in December of 2015, names, genders, and birth dates of 6.5 million of its child users were exposed in a data breach. About 2.9 million were U.S. children, according to the Wall Street Journal, which first reported the story.
"It's a predatory crime that affects families," Virginia State Police Lt. Robert P. Chappell Jr., of Roanoke, Va., told the Deseret News in a phone interview. "I know how to recognize it and the steps to prevent it, as well as how to deal with the emotional aspects of it," he said.
One such way that parents can protect their kid's identity is by keeping their digital footprint and information safe and secure. And now there is a simple cost-effective way to do that with the Gabriel app.
The Gabriel app, available at the Apple App Store and the Google Play Store, was designed and built with personal privacy and security as its foundation by VirnetX, an Internet security software and technology company.
For only $50 per year for five users, family members are assured that their communications -- when they talk, video, chat, text, email, or share photos or documents -- are safe and secure.
No one will be able to see, hear, or intercept your communications other than the party you are in contact with because Gabriel does not transmit or store its data with any third party, not even VirnetX. It is person-to-person, end-to-end encryption that all but eliminates opportunities for hackers.
Other benefits include:
* Making free voice or video calls or sending IMs (instant messages) to other Gabriel users.
* Receiving spamless email.
* Sharing pictures or files that are immune to interception.
For more information, or to download Gabriel, please visit www.gabrielsecure.com.

5 Easy I Do’s: How to Look Your Best on Your Wedding Day

11:29 AM 09/12/2016

Five words or less(NewsUSA) - Sponsored News - Every bride-to-be wants to look and feel her best on her wedding day. For nearly one-third of adults in the United States, looking and feeling their best means losing weight -- an average of 39 pounds, according to a recent survey. In addition, 1 in 5 adults surveyed say they would resort to "extreme measures" to achieve their desired weight loss.
Fashion and bridal designer Pnina Tornai, who has teamed up with Nutrisystem to help brides embrace a healthy diet plan, is a 26-year veteran of the wedding industry and a 16-year veteran of a happy marriage. Tornai, also of the TV show Say Yes to the Dress, has encountered brides who order dresses two to three sizes smaller than their original fitting size.
"I see so many brides with tears in their eyes struggling with the way they look and wanting to fit perfectly into their dream dress," Tornai says. "I have had brides faint from weakness during fittings."
As you prepare for your wedding day, first say "I do" to these simple tips to be on your way to happy and healthy ever after.
* Eat five to six small meals a day. Eating smaller, balanced meals throughout the day promotes greater weight loss and maintenance. Plans like Nutrisystem take the guesswork out of eating by delivering portion-controlled meals to your door.
* Fill your plate with vegetables: Adding vegetables to your plate is a filling, calorie-saving way to eat. Plus, many vegetables are full of fiber, which makes you feel full faster, and controls the speed of your digestion so that you stay feeling full longer.
* Don't skip a meal. Skipping meals hurts your progress. When you starve or severely restrict calories, your metabolism slows down, causing your weight loss to slow as well.
* Drink your water: Staying well hydrated will help you feel full, aid digestion and circulation, and help your body eliminate waste and toxins aiding in weight loss.
* Manage stress. Mental health is as important as physical health, so don't neglect it. Wedding stress is normal, but find ways to decompress, including having a glass of wine with friends, trying a yoga class, or taking a spa day.
Finally, remember that long-term weight loss is a marathon, not a sprint. In order to look and feel your best on your wedding day, don't crash diet, as the results never last. Rather, take steps to change your lifestyle overall.

Grain Bin Safety Week Awards First Responders

3:34 PM 09/09/2016

Five words or less(NewsUSA) - Sponsored News - Agricultural accidents remain a crucial issue for farmers in the United States. However, Nationwide, a top farm insurer, is taking action to help prevent tragedy in the event of an accident. The company supports Grain Bin Safety Week, which calls attention to the importance of specialized training for first responders to aid farmers and other agricultural workers who may become trapped in a grain bin.
In conjunction with the Grain Bin Safety Week events, Nationwide sponsored a "Nominate Your Fire Department" contest to promote awareness of agricultural safety. Now in its third year, the 2016 contest generated 641 nominations and selected 19 fire departments from 14 states to receive rescue tubes and training.
"Thanks to the generous and increasing support of our partners, who help the contest continue to grow each year," says Nationwide Agribusiness President Brad Liggett. "While accident prevention is our No. 1 goal, we're committed to helping equip first responders with the necessary grain rescue equipment and training."
Each winning department receives a grain rescue tube and training in specialized extraction techniques to help rescue workers in a grain bin.
Dan Neenan, director of the National Education Center for Agricultural Safety (NECAS), provides the hands-on rescue training using a state-of-the-art grain entrapment simulator that holds approximately 100 bushels of grain.
Over the past three years, Nationwide has awarded rescue tubes and training programs to 32 fire departments, and they have seen the effectiveness of the program. In 2015, the Westphalia Fire Department in Westphalia, Kansas, one of the winners from the contest's first year, used their tube and training in a successful grain bin rescue.
"A huge thank you to Nationwide and all who contributed to the contest's success," says Al Wessek, chief of the Dyersville Fire Department and one of the 2016 award winners. "The tube and training gives us the opportunity to bring an emergency situation back to some sense of normalcy."
Sponsors of the 2016 Nominate Your Fire Department contest include CHS, West Side Salvage, GSI, KFSA, M.F. Block Insurance, Barry Walker Agency, ABIS, KC Supply Co Inc., Scoular Co., Arthur J. Gallagher, The Mennel Milling Company Sukup Grain Handling, Drying and Storage Equipment, Sump Saver, National Education Center for Agricultural Safety and the National Farm Medicine Center.
For more information, please visit www.grainbinsafetyweek.com.

Advances in Medical Technology Save and Improve Lives

8:30 AM 09/08/2016

Five words or less(NewsUSA) - Sponsored News - Half a century ago, a pacemaker was the size of a hockey puck. Today, it's smaller than a AAA battery. New pioneering technologies are on the horizon thanks to the continued commitment for improved medical care.
Since 1980, medical technology has reduced fatalities from heart disease and stroke by more than half, reports the National Center for Health Statistics. In that same period, average life expectancy in the United States has increased dramatically -- by over five years.
Advances in medical technology are significantly improving patient outcomes and health system savings, helping people lead longer and better lives. In fact, since 1976, St. Jude Medical has affected the lives of approximately 70 million patients with one of its many life-saving technologies.
One way patients today benefit from med tech innovation is connecting with their physicians through smart technology. Many medical devices offer remote monitoring -- transmitters that communicate data about a patient's condition to their doctors without the patient having to leave home. Research shows that telemedicine expands access to health services for people living in rural or remote areas, and can assist in health-care outreach to people who may be vulnerable to untreated chronic conditions.
Medical technology companies are also exploring creative and unique partnerships to drive disease awareness and improve patient outcomes. One example is the group, Mended Hearts, and its commitment to heart-failure patients living with an LVAD (left ventricular assist device). Through the recent Thanks to an LVAD contest (www.thankslvad.com), the patient advocacy group and global medical device manufacturer, St. Jude Medical, teamed up to educate and inspire people living with heart failure and increase awareness of LVADs as a potentially life-saving treatment.
Today, more than ever, companies like St. Jude Medical are leading the way to solve some of the world's biggest health-care challenges. With new medical-technology innovation, physicians can now provide earlier diagnoses, perform less invasive procedures and improve disease management. Scientists, engineers and inventors work with imaginatively to transform the treatment of expensive epidemic diseases and save and improve lives.

Turn to Telemedicine for Hassle-Free Health Care

3:43 PM 09/07/2016

Five words or less(NewsUSA) - Sponsored News - Telemedicine -- the ability to access a physician or other health care provider remotely -- is becoming an integral part of health care, and an attractive option for many patients looking not only for medical expertise, but for convenience and cost savings as well.
Health insurers are increasingly offering telemedicine as an added benefit in medical plans as a way for members to connect remotely with medical providers, including doctors, psychologists and lactation consultants. These providers can be accessed easily via voice or video, on a mobile device, tablet, or laptop.
Telemedicine sessions with a medical expert are ideal for addressing non-emergency situations such as colds, allergies, headaches, nausea, sore throats, and skin conditions. Telemedicine allows patients to potentially avoid an unnecessary trip to the emergency room or urgent care center, and to speak with a doctor as soon as symptoms arise.
However, telemedicine should not be used for emergency situations; patients in these situations should call 911 or get to an emergency department immediately.
"While telemedicine is not meant to replace your doctor, it provides another avenue for people to receive care when and where they need it, whether they are in a rural community or a big city, and whether they are at home or on the go," says Beth Bierbower, president of Employer Group Segment for Humana, a leading health and well-being company.
For most telemedicine services, patients can use the phone or download a mobile app and create an account. Once a consultation is requested, the average wait time between requesting a session and speaking to a doctor is often less than 5 minutes.
Telemedicine services are offered through many health insurance plans. For example, Humana offers these services through the Doctor On Demand platform as a benefit on most of its group health plans nationwide. Check with your insurance carrier to see if telemedicine is a covered benefit on your health plan.
Telemedicine sessions often cost less for patients than in-person doctor visits, and offer a similar level of care to in-person medical services. Telemedicine clinicians are uniquely trained to treat patients virtually and are fully licensed to practice in a particular patient's state.
Many telemedicine platforms ask patients to complete a questionnaire before the session begins that gives the clinician relevant information, including health history and prescriptions, to streamline the patient experience. And, to ease any privacy-related fears, all sessions with a clinician are conducted using private, secure and confidential technology.
Visit humana.com/employertelemedicine to learn more about the benefits of telemedicine and how to use it as part of an overall health-care strategy.

Cutting the Corporate Cord: How the Desk Phone Is Meeting Its Demise

3:40 PM 09/07/2016

Five words or less(NewsUSA) - Sponsored News - It was bound to happen sooner or later: the desk phone, once an icon in any office, is now officially on its deathbed.
According to a recent survey by Dialpad, a San Francisco-based communications technology company, the trend of telecommuting and employees who would rather work anywhere but the office, is rendering the desk phone all but obsolete.
"Our survey reveals that while the slow and painful death of the desk phone has clearly begun, it cannot happen fast enough for many workers," Craig Walker, CEO of Dialpad, told VoIP Monitoring in an interview earlier this summer. "The anywhere worker movement is now evident in every segment of every industry. This significant trend will only accelerate over the next few years."
Should there be any question about the ensuing death of the desk phone, the results of the 1,000 respondents surveyed by Dialpad about their communications, found that:
* 80 percent of companies already rely on at least some remote workers.
* 67 percent say their employees are allowed to work from home.
"What we found out is the world today is your office," Morgan Norman, Dialpad's vice president of marketing, told ZDNet in an interview. "That approach," he said, "is valid now in enterprise and small-to-mid-size businesses."
For its part, the five-year-old firm has been grabbing the attention of large scale clients by offering a cloud-based platform for communicating. Among its product offerings are voice, video, instant messaging, text, and online meeting tools -- free from any on-site servers or storage and without any need for hardwired phones.
"The simple vision of Dialpad was to help every business, midsize to enterprise, connect all their employees and help them work from anywhere," Norman says.
In other words, added Vincent Paquet, Dialpad's vice president of product and strategy, in an interview with ZD Net, Dialpad will be there to fill a company's communication needs as the desk phone becomes obsolete.
In addition, the company also has 40 new enhancements to its two products: Dialpad, which offers voice, video and messaging services for in and out of network communications, and UberConference, an enterprise-grade HD audio conferencing system. Dialpad says it's able to roll out several enhancements at once and quickly deliver new releases thanks to its reliance on the Google Cloud Platform and the WebRTC framework.
"In three years from now, there won't be a desk phone anymore," Paquet predicts.
For more information, please visit www.dialpad.com.

New Disposable Valve Responds to Risk of Infection During Dental Procedures

3:36 PM 09/06/2016

Five words or less(NewsUSA) - Sponsored News - There is no doubt that infection control in dentistry has come a long way in recent years, but that doesn't mean there isn't room for improvement. In fact, for years, studies have shown the potential risks associated with backflow, which is caused by greater negative pressure in the patient's mouth than in the saliva-evacuator system, more commonly recognized as that piece of equipment used to remove saliva and other fluids from your mouth. The dental hygienist or assistant sticks the saliva ejector straw or tip in your mouth to extract saliva and water and keep you from choking or dribbling on yourself.
The reason for concern, experts say, is that when a patient closes his or her lips around the saliva-ejector tip, there can be a decrease in the vacuum-line pressure, which may allow previously evacuated fluid and germs in the line from other patients to flow backward into the current patient's mouth.
According to the Centers for Disease Control and Prevention, this happens to about 1 in 5 patients who close their lips around the saliva-ejector tip. And if you think that keeping your mouth open will prevent cross-contamination due to backflow, think again. According to St. Louis-based Stoma Dental, backflow can occur with an open or closed mouth, or when low-volume saliva ejection and other high-volume suction occurs simultaneously during a dental procedure.
One of the problems is that viruses and bacteria can survive for days in the dark, moist environment of evacuation tubing, making it easy for disease transmission to take place from one patient to the next. By now you're probably dreading your next trip to the dentist, but a new device created by Stoma Dental may hold the answer. The DOVE Backflow Prevention Valve prevents backflow and eliminates this cross-contamination concern between patients.
"The new SE valve allows only for one-way flow or suction, and an internal flap prevents any opportunity for backflow," says Gytis Udrys, DDS, in private practice with Powell and Udrys, Saline, MI.
For more information, please visit www.besafedental.com.

The Health Perks of Our National Parks

11:54 AM 09/01/2016

Five words or less(NewsUSA) - Sponsored News - Most Americans agree that spending time outdoors can enhance their physical and mental health. A recent online survey, conducted by Harris Poll on behalf of Humana among over 2,000 US adults, reveals that Americans believe spending time outdoors can reduce stress (75 percent), benefit mental well-being (74 percent) and lead to living a longer, healthier life (63 percent).
The benefits of spending time in nature include elevated mood and happiness, as well as improved cardiovascular health, but work and other obligations often get in the way. In fact, according to the Environmental Protection Agency, Americans will spen an average almost 93 percent of their lives in an indoor space.
Humana's partnership with the National Park's Centennial celebration encourages everyone to enjoy America's national parks as a resource to help stay healthy and active, and increase their Nature Engagement Levels, or N.E.L.s. N.E.Ls are a way to assess how much time you spend outside. A fun National Geographic Quiz, sponsored by Humana, shows participants their level of engagement with nature: Are you overflowing with flowing streams or running low on lowlands?
Try these ideas to raise your N.E.L.s:
Start with a Sunrise: Watching the sunrise can be a beautiful, moving, and healthy way to start your day; benefits include balanced circadian rhythms, improved mood, and increased Vitamin D levels.
Bring Nature to Work: Enjoy the health benefits of the outdoors at work by placing a plant on your desk or setting a nature view as your desktop background. Host outdoor meetings, or "walk and talks," around your building, and boost colleagues' moods and focus, too.
Engage Your Mind: Get your mental exercise by visiting museums or monuments within the National Park System. Sites such as the Thomas Edison National Historical Park offer guided tours and interactive experiences to entertain and educate visitors.
Eat Outdoors: According to the Bureau of Labor Statistics, Americans spend an average of 8 hours and 13 minutes a week preparing and eating food. Move your meals outside to unplug and enjoy your food in a new environment.
Try growing some of your own food. Getting your hands in dirt connects you to nature. If space is tight, explore a community garden.
Take a Hike: Avid hikers report high levels of happiness, fulfillment, and connection with the world around them, and studies have shown that the color green increases motivation to engage in rigorous activity. So, if being outside on a spring day inspires you to hike, find a trail in a nearby state or national park!
Find more ways to get healthy at www.StartWithHealthy.com, and visit www.FindYourPark.com to locate parks near you.

How to Bring Movie Magic Home for the Whole Family

3:36 PM 08/31/2016

Five words or less(NewsUSA) - Sponsored News - From 3-D technology to bold, bright visuals, animated movies continue to get better with time and this upcoming season is no exception. If you're a fan of animated films starring a new collection of fun, colorful characters for the whole family, there are now more ways than ever to bring your next magical movie experience home after the final credits roll.
* Storybook Lane: If bedtime stories are a nightly ritual in your home, get the little ones involved by creating a storybook station in your living room. When you get home from the movie theater, channel your kids' excitement over the movie into a creative and educational exercise. Developing homemade storybooks based on their favorite movie characters with added storylines that incorporate their own imagination is a great way to bring the magic of an animated movie home, while encouraging kids to think outside the box and practice writing and artistic skills. Type up and print out their dream story while they act as illustrator to their own personalized story for added fun.
* Mom Time: Animated movie fun isn't just for kids anymore. If you're looking for a new favorite online game to help liven up downtime, look no further than games inspired by some of your favorite animated movies. Online games such as "Sandwich Factory," inspired by Warner Brother's new movie, Storks, and the family-owned deli meat company, Land O'Frost, are a great way to have more fun with your favorite movies in the comfort of your own home. The game will transport you into an interactive sandwich factory with movie characters: Junior, who appears to "save babies," and Tulip, who grabs the finished meal from the sandwich maker.
* Chef Corner: Get your kids involved in the kitchen by turning lunchtime into a movie experience. When excitement over a new movie is at its peak, encourage kids to put their chef's hat on and come up with a custom menu inspired by their favorite characters. Once the menu is set, host a lunch for the whole families where the kids get to play king and queen of the kitchen and share their creation with mom and dad.
To play the "Sandwich Factory," visit www.landofrost.com/storks-game, and for coupons and more information about Land O' Frost, visit www.landofrost.com.

Protect Your Kid’s Identity

3:37 PM 08/29/2016

Five words or less(NewsUSA) - Sponsored News - Much has been made about protecting your digital footprint lately. (Thank you, Apple and the FBI, for bringing this issue center stage). And, according to tech experts who follow such trends, it would seem that many people are starting to pay attention -- especially when it comes to protecting their children's privacy using encrypted communications.
The argument against encryption goes like this: it allows those who exploit children to "go dark." While that is true, encryption is also a powerful tool that can help protect children from those same predators, as well as bullies and others who want to harm your kids. In short, encryption is not just for privacy and security, but also for personal safety as well as peace of mind.
Think of it this way: your phone and other digital devices contain almost all of your personal information -- your current and previous locations, your home address, information about your family and friends, records of your calls and texts, email messages, and every website you've ever visited. This means that all that information is up for grabs. And in the wrong hands, it can also endanger your children.
The good news is that protecting and encrypting your kids' information has never been easier or more cost-efficient.
The Gabriel app, available at the Apple App Store and the Google Play Store, was designed and built with personal privacy and security as its foundation by VirnetX, an Internet security software and technology company.
For only $50 per year for five users (that's only $4.17 per month), you can be assured that your children's communications -- when they talk, video, chat, text, email, or share photos or documents -- are safe and secure.
No one will be able to see, hear, or intercept your kids' communications other than the parties they are in contact with because Gabriel does not transmit or store its data with any third party -- not even VirnetX. It is person-to-person, end-to-end encryption that all but eliminates opportunities for hackers.
Other benefits include:
* Making free voice or video calls or sending IMs (instant messages) to other Gabriel members.
* Receiving spamless email.
* Sharing pictures or files that are immune to interception.
For more information, or to download Gabriel, please visit www.gabrielsecure.com.

Peace of Mind in Retirement

2:02 PM 08/26/2016

Five words or less(NewsUSA) - Sponsored News - Planning for retirement -- and keeping that plan on track -- can be difficult. You have to make sure your money grows so that it lasts as long as you do. There's a product offered by life insurers that helps people with this challenge. It's called a variable annuity.
A variable annuity is like a 401(k) plan in certain ways. Your savings grow tax-deferred, and you can invest in accounts tied to the stock market or at guaranteed rates. Like a 401(k), a variable annuity works best as part of a long-term planning strategy. A key difference between a variable annuity and many 401(k)s is that a variable annuity offers a guaranteed stream of retirement income for life to supplement Social Security. Put another way, a variable annuity's guarantees provide two vital elements to any comprehensive retirement plan -- financial security and peace of mind.
Like all financial products, a variable annuity has fees associated with it. Fees are assessed for management of the annuity's funds -- similar to mutual funds. Fees also pay for the annuity's unique insurance elements such as guaranteed lifetime income in retirement, something that is not available in any other financial product.
Annuities can include other unique features to address your financial concerns. One such feature ensures that if you die before annuity payments begin, your designated beneficiary will receive a benefit from the annuity. The amount of the benefit is defined in the annuity's contract and is guaranteed, even if your accounts tied to the stock market perform poorly.
Since they are designed to be long-term planning products, early withdrawal from variable annuities can trigger additional charges. These are commonly referred to as withdrawal or surrender charges. Often, after a time specified in the contract, these charges are eliminated. Some annuities waive them under specific circumstances such as death, confinement to a nursing home or terminal illness.
Variable annuities are among the most regulated financial products in the marketplace. These regulations provide variable annuity owners with significant protections. From product development to advertising to sale, life insurers must comply with state and federal laws and rules that protect consumers' interests.
Variable annuities may not be for everyone. But for millions of retirees, the guarantees from variable annuities have been the difference between a secure retirement and an uncertain financial future.
More on variable annuities and how they may fit into a retirement plan is available at the American Council of Life Insurers' website, www.acli.com.

Florida Remains Launch Pad to Space Thanks to Private Firms

3:25 PM 08/24/2016

Five words or less(NewsUSA) - Sponsored News - Since the first U.S. moon landing in 1969, we have been fascinated with the mystery of space. Fast forward to 2016, when we're celebrating the 5th-year anniversary since NASA launched JUNO and the August 19 ULA Delta IV launch from Cape Canaveral Air Force Station.
Despite the current U.S. space program weathering some storms, the aerospace industry is enjoying a renaissance, thanks to private firms in Florida and its recognition as the next high-tech utopia.
The High-Tech Corridor, located in Central Florida, is home to a plethora of companies such as Craig Technologies, Northrup Grumman, United Launch Alliance (ULA), Blue Origin and Space Florida, among others.
These companies are shaping the future, which holds a generous helping of manned space travel. ULA -- a partnership between Lockheed Martin and The Boeing Company -- has been working on a crew launch vehicle to fly the first Operation Test Flight (OFT) in late 2017. Blue Origin is building its new 750,000-square-foot manufacturing facility, set to open in December 2017.
"Today's Florida space industry is a far cry from what it was six years ago," says Frank DiBello, president and CEO of Space Florida, an economic development organization for the aerospace business. "We have revitalized the industry and today, we're not only the busiest space port, but we're now building and landing rockets, next-generation spacecraft, in state-of-the-art facilities."
In order to feed the contractors who are flooding the Sunshine State, Florida's colleges and universities are preparing a new workforce for the opportunities that a new space program will offer.
Colleges such as Embry-Riddle Aeronautical University in Daytona Beach and Florida Institute of Technology are producing some of the world's most elite and sought-after engineers and the next generation of rocket scientists. At the University of Central Florida, students are leading the world in simulation and nanotechnology sciences, as demand for these sciences continues to grow in both the public and private sector.
In addition to the presence of the National Aeronautics and Space Administration (NASA), there are two spaceports in Jacksonville and on Florida's Space Coast, Brevard County's Cape Canaveral. An aerospace manufacturing powerhouse, Florida houses companies such as L-3 Crestview Aerospace in Florida's Panhandle, B/E Aerospace in Palm Beach County, and HEICO in Broward County.
"Florida's in a very unique position with a longstanding history, NASA, the various military bases, as well as some of the commercial aerospace industry that's been here," says Anish Patel, President of Radiant Power Corp. "We've got a strong foundation for technology, great universities, and good high schools that are feeding those universities."
For more information, visit www.enterpriseflorida.com.

9 out of 10 Americans More Likely to Come to London Following Brexit

12:59 PM 08/23/2016

Five words or less(NewsUSA) - Sponsored News - Take a walk through London this fall, and you will notice how the city's world-famous museums and galleries are opening dozens of new exhibitions and events featuring the works of some of the most famous artists in history.
Picasso, Caravaggio, Pollock and Rodin are just a few of the names soon to be wowing the crowds. Coupled with inspiring exhibitions commemorating the Great Fire of London, 100 years of war movies and a photography exhibition from Sir Elton John's collection, the city offers one of the most diverse cultural experiences on earth.
Last week at London's Science Museum, Mayor Sadiq Khan officially launched London's Autumn Season of cultural exhibitions and events, supported by the British government's GREAT campaign, which aims to promote the U.K. internationally.
London & Partners, the mayor's promotional organization, also revealed a piece of research that showed that two-thirds of U.S. tourists who have recently visited Britain are planning to come back, after the Brexit vote made the destination better value than ever before. A family of four will now save $10 on their tickets to Westminster Abbey, for example, whilst tickets are now $16 cheaper at the London Eye.
And an overwhelming 9 out of 10 Americans agreed that London offered the best cultural experience of any city in the world.
The mayor said: "Our city's world-class museums, galleries and exhibitions have firmly positioned London as one of the most welcoming and culturally rich cities to visit. Not only does our unique cultural scene make a substantial and vital contribution to our city's economic prosperity, but I'm delighted to see that London's creative sector plays such an important role in entertaining tourists from across the Atlantic."
So walk through London's streets and get ready to celebrate the Autumn Season with highlights including William Kentridge: Thick Time at the Whitechapel Gallery, London Fashion Weekend at the Saatchi Gallery, Twilight Tours at the Tower of London, Wonderlab: The Statoil Gallery at the Science Museum, Michael Clark Company at the Barbican and The Radical Eye: Modernist Photography from the Sir Elton John Collection at the New Tate Modern. For more information, visit Visitlondon.com/autumn.

Meeting the Health Care Needs of Next-Generation Consumers

12:08 PM 08/22/2016

Five words or less(NewsUSA) - Sponsored News - Even though they're young, members of Generation Z have experienced the effects of a recession, so it's no surprise they are prone to saving money for a rainy day. Yet one illness or injury that leads to an emergency room visit or inpatient care can result in medical bills that even a savings-conscious person didn't anticipate. To help protect a starter salary or the money that Gen Zers have worked so hard to save for the future, young people should be educated about why voluntary health care coverage isn't just for older generations. It's lifestyle protection for everyone. Learn more at aflac.com.

The Great Divide: Balancing Travel and Protecting Delicate Ecosystems

1:46 PM 08/19/2016

Five words or less(NewsUSA) - Sponsored News - For some, traveling is a calling, a way of life. It's about those who are more traveler than tourist, who prefer upscale lodging, who are happy to hike, horseback ride or kayak as a mode of transportation.
In short, they are adventurers who recognize the importance of exploring the world, albeit responsibly, to leave as small a carbon footprint as possible.
Welcome to ecotourism, or as The International Ecotourism Society defines it: responsible travel to natural areas that doesn't just conserve the environment, but also improves the well-being of local people.
As goodwill ambassador to the San Diego Zoo's Zoological Society, Joan Embery knows there is incomparable value to this type of travel.
"The tourism market, if properly managed, can have a huge positive effect by educating people who become ambassadors when they come home and talk about their experiences," says Embery. "For many countries, it's a major source of revenue, giving value to the resources we want to protect."
For those interested in seeing the world in a different way, travel guru International Expeditions (IE) can help. This Alabama-based company is well-versed in handling travel plans from the Amazon to Zambia. Whether your upscale adventure includes lemurs or penguins, birds or reptiles (and everything in between), IE takes care of all the details to make your vacation a seamless experience.
With the support of IE, travelers are free to absorb local lore, and sample local food and discover unique customs and cultural practices. The end result, according to the Matador Network, is economic growth paired with authentic and appropriate interactions between locals and visitors.
This attitude of respect and reverence for another country's culture, said Embery, is key to eco-traveling, and why she continues to travel halfway around the world to places like East Africa.
"I always enjoy taking people there [to East Africa] because you can't be disappointed. There is always something to see -- the sights, the sounds, the sunsets, the landscape and just the expanse of it. It's mind-boggling to realize that still exists," she said.
For more information, please visit www.ietravel.com.