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	<title>The Daily Caller &#187; Mark Calabria</title>
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		<title>Minting a $1 trillion distraction</title>
		<link>http://dailycaller.com/2013/01/09/minting-trillion-dollar-distraction/</link>
		<comments>http://dailycaller.com/2013/01/09/minting-trillion-dollar-distraction/#comments</comments>
		<pubDate>Wed, 09 Jan 2013 21:19:28 +0000</pubDate>
		<dc:creator>Mark Calabria</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Debt ceiling]]></category>

		<guid isPermaLink="false">http://dailycaller.com/?p=3550513</guid>
		<description><![CDATA[A trillion-dollar platinum coin won't fix Washington's problems.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Happy birthday, bank bailout!</title>
		<link>http://dailycaller.com/2010/10/03/happy-birthday-bank-bailout/</link>
		<comments>http://dailycaller.com/2010/10/03/happy-birthday-bank-bailout/#comments</comments>
		<pubDate>Sun, 03 Oct 2010 15:58:34 +0000</pubDate>
		<dc:creator>Mark Calabria</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Sub4:Opinion]]></category>
		<category><![CDATA[Banking in the United States]]></category>
		<category><![CDATA[Business and Finance]]></category>
		<category><![CDATA[Department of the Treasury]]></category>
		<category><![CDATA[Economic history]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Economy of the United States]]></category>
		<category><![CDATA[Emergency Economic Stabilization Act]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[George W. Bush]]></category>
		<category><![CDATA[Jamie Dimon]]></category>
		<category><![CDATA[TARP]]></category>
		<category><![CDATA[Troubled Asset Relief Program]]></category>

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		<description><![CDATA[Sunday marks the two-year anniversary of TARP. Looking back, it’s clear that TARP didn’t live up to expectations.]]></description>
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		<title>Housing problem was the bubble, not the bust</title>
		<link>http://dailycaller.com/2010/02/25/housing-problem-was-the-bubble-not-the-bust/</link>
		<comments>http://dailycaller.com/2010/02/25/housing-problem-was-the-bubble-not-the-bust/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 05:00:55 +0000</pubDate>
		<dc:creator>Mark Calabria</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[BFM FHLMC Mortgsecurities Fund]]></category>
		<category><![CDATA[Business and Finance]]></category>
		<category><![CDATA[Cato Institute]]></category>
		<category><![CDATA[Economic history]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[US Federal Reserve]]></category>
		<category><![CDATA[Utah]]></category>
		<category><![CDATA[Washington]]></category>

		<guid isPermaLink="false">http://dailycaller.com/?p=474870</guid>
		<description><![CDATA[As sales of new homes reach historic lows, there are increasingly strident calls for Washington to do something. These demands for action, however, fail to recognize that it was government, mostly Washington, which got us into this mess in the first place. Decades of subsidies for the housing industry have resulted in booms and busts that have repeatedly undermined the strength of our financial institutions while leaving the nation with a massive inventory of vacant homes.]]></description>
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		<slash:comments>11</slash:comments>
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		<title>Bring back recourse in foreclosure plan</title>
		<link>http://dailycaller.com/2010/02/17/bring-back-recourse-in-foreclosure-plan/</link>
		<comments>http://dailycaller.com/2010/02/17/bring-back-recourse-in-foreclosure-plan/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 05:00:21 +0000</pubDate>
		<dc:creator>Mark Calabria</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business and Finance]]></category>
		<category><![CDATA[Cato Institute]]></category>
		<category><![CDATA[Federal government]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Subprime lending]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[Washington]]></category>

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		<description><![CDATA[A growing chorus of voices has recently been echoing the same refrain: the Obama foreclosure prevention plan has been a failure. This should be no surprise since the Obama plan, from its very beginnings, ignored the primary drivers of default: negative equity coupled with unemployment. But the solution being proffered—mortgage write-downs—is simply another dead-end. Forgiveness, either through bankruptcy courts or the Treasury, will encourage additional delinquencies, not less. The most direct way to reduce foreclosures is expecting those borrowers who can pay their mortgages to do so, regardless of the value of their homes. We need to bring back recourse, allowing lenders to seek repayment from all of a borrower’s assets, not just the collateral behind a loan.]]></description>
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		<slash:comments>1</slash:comments>
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