In the final part of his interview with The Daily Caller, practicing orthopedic surgeon Dr. Robert Nirschl sharply criticized Obamacare for implementing a one-size-fits-all approach that will dramatically drive up many Americans’ insurance rates.
“This is what happens in almost all other aspects of American society in terms of — I go into the hardware store, and I want to buy a hammer, or I want to buy this or that, I want to buy one that fits what I want to do. Why should we not have the same thing in medical care, for that matter?” Nirschl asked. “The first order of business is to restore control of the health benefit to the individual.”
Preventing people from tailoring their own health insurance plans and instead making available a vast array of services at a fraction of their real cost will lead to overconsumption, which will make premiums skyrocket as the healthcare industry scrambles to cover the true costs. Instead, Nirschl advocates for creating health savings accounts will allow Americans to customize their coverage without overspending.
“Health savings accounts are perfect, because that gives an extra incentive and then you can save money,” Nirschl said. “When you can save the money you have an incentive not to overuse the medical services which very often happens, because now if you have a plan which says, ‘I’ve got a ticket to the smorgasbord and I’m entitled,’ then you say, ‘Hey, I’m going to take every cake on that table.’ And then I overuse. There is a huge incentive to overuse on the basis of Obamacare, on the basis of Medicare — and on the basis of any entitlement program, for that matter.”