A home warranty helps covers repairs or replacement for any appliances or systems in you home that encounter problems due to regular use. In exchange for paying a premium and a service fee for a repairman to visit, you will have coverage for the systems in your home, regardless of their age or when you bought your house. When researching a home warranty company, always make sure that they are available in your state, as some only cover certain areas. Every state has different and unique needs when it comes to their residents’ home appliances and systems.
In Texas, our research has shown that Choice Home Warranty has the best coverage and plan options overall, and others agree it’s the best warranty provider in Texas. Choice Home Warranty service contracts are unique and can be customized for your home’s needs.
Why do I need a home warranty plan when I already have homeowners insurance?
Home warranties offer coverage on systems and appliances when they fail or break due to everyday “wear and tear.” Your homeowner’s insurance will help you pay for damages that occur as a result of a natural disaster. Your appliances are far more likely to break down from normal wear and tear. Home systems won’t last forever. Murphy’s Law says your home appliances will break down at the worst possible time financially. Won’t it be nice when your home warranty plans help pay for the repairs or replacements of parts for your appliances and home systems when you need it most?
How much does a home warranty cost in Texas?
The average cost of a home warranty varies across the United States, with the average policy in San Antonio, Texas (for example) costing around $690. If you sign up for a Texas home warranty with CHW, you’ll get your first month for free. The savings add up when you calculate the average price of a refrigerator repair at $310. Repairing a water heater will cost $546 on average. AC conditioner servicing will cost $347 if not higher, when you factor in the cost of having a contractor take a look. An electrical system repair costs an average of $317.
Choice Home Warranty charges only $75 for a service fee for any repairman or electrician to come to assess a cover item. That is a low-cost copayment compared to other home warranty companies. Did we mention that if the repairman can’t fix the item, Choice Home Warranty will help pay the price for replacing the unit or system?
How do I get my appliances fixed after I have a plan?
Your warranty company will have a customer service phone number for you to call. While there is some variation from company to company, most will also have an online form for you to fill out. One reason we recommend Choice Home Warranty is how accessible their agents are no matter the day of the week or if it’s a holiday.
Choice Home Warranty plan has a network of trusted and professional providers working for you nationwide. You can call during the night, weekends and even on holidays to report a problem and schedule your repairs. When you need a repair, contact the Claims Department at 1-888-531-5403. Explain the issue to a customer service representative or submit a claim online. The Choice Home Warranty customer service center is available 24 hours a day, seven days a week, 365 days a year.
What type of service plan is right for me?
When you’re researching home warranty plans, you’ll find that each company’s plans are slightly different. You can expect that your necessary appliances will be covered, your home systems like air conditioning and heating will be covered, and you will want your plumbing system working. What good is a home without a working toilet?
Most household appliances include dishwashers, refrigerators, garbage disposals, built-in microwaves, washing machines, and dryers. Traditional systems you’ll find in most homes include heat, electric, central air conditioning, ductwork, central vacuums, exhaust fans. Your plumbing system will include stoppages, water heaters, toilet tanks, circulation, and sump pumps. That water heater is essential in the wintertime or after a long stressful day!
The right plan will cover the appliances you use every day in your house. Extra appliances and systems like a central vacuum, a deep freezer, or sump pump could be added to a basic plan as “optional coverage.” The more freedom you have in customizing your plan, the most confident you can be that your needs will be met.
What do I need to know before purchasing a home warranty?
While having a home warranty plan can bring you the peace of mind that your appliances will be working for you when you need them, there’s nothing worse than signing with the wrong company. You need to make sure the contract covers the appliances that you have in your home and need to be covered. Also, you need to understand what your responsibility will be for the service call to your house.
Every co-pay is different with a home warranty company, and you want to keep that cost low. You want to know how quickly the company will take to get to your claim and when they’ll send someone to fix the problem. The more service technicians in the network, the sooner your claim will be handled. When can you talk to a customer service agent? If your oven breaks the evening before a big holiday meal, you’ll want to know that you can speak with a service agent immediately. The most important thing is to make sure that you understand the terms of your contract and have them in writing. You will want to read the agreement before signing up with any company. Do not sign up with a company until you understand the terms of the contract.
Can a home warranty plan help me sell my Texas home?
The Service Contract Industry Council did a study that revealed homes with systems and appliances warranties sell for roughly $2300 more and 16% sooner than their non-warranted counterparts. Consumer studies also show that a system and appliance home warranty reduces the number of days on the market by 16.14%.
An informed homebuyer may know to purchase a homeowner’s warranty with their new home. However, with so many things to learn with buying a new home, you may be educating your potential buyers about something they never considered but need. Home warranties increase the perceived value of your property.
Do you want to sell your home more quickly and for more money? Wouldn’t it be great not be hit with a huge repair bill while you’re in the middle of selling?
Keep reading to learn about the best home warranties in Texas.
When is the best time to purchase a home warranty plan?
While new home buyers will receive some significant discounts when it comes to buying a home warranty plan, it’s not too late for the seasoned homeowner. The older your home is, the older your appliances tend to be. You will want to buy a plan, so you don’t have to pay out of pocket for home system repairs or last-minute replacement appliances. You cannot be denied coverage based on the age of your appliances.
While a home warranty plan can offer significant savings for a seasoned homeowner, it can provide peace of mind for a new homeowner as well. Most of us spend all of our savings on our new home. You don’t want to be hit with a repair bill that you can’t afford after you’ve sunk everything you had in a home. The right home warranty plan will give both homeowners a reassuring feeling that they are protected.
Choice Home Warranty offers the best coverage in Texas
If you live in Texas, you know how critical your air conditioning system is. 18% of home energy use in Texas comes from AC systems, compared to 8% for the U.S. as a whole. No one wants to be left sweating when summer rolls in. Based on our research of all the major providers, we recommend you find your perfect service plan with Choice Home Warranty. Get a free quote by calling (848) 256-4657 or filling out this quick form.
This provider offers the following benefits:
- 15,000 service technicians nationwide
- Coverage in 49 out of 50 states
- Automatic policy renewal
- Emergency service availability
- Customer support 24/7
- A personable, dedicated team willing to assist your needs
- Up-to-date technology
- High-quality service with affordable pricing
- Plans starting as low as $1 per day
Choice Home Warranty Plan Options
Your appliances aren’t getting newer, so purchase a warranty protection plan today. With Choice Home Warranty, you get three options for coverage. You can customize plans or start with the Basic Plan. The Basic Plan covers your dishwasher, built-in microwave, stove range, and oven. Water heaters are also included in the plan. This covers every home system from plumbing to electrical.
Upgrade to the Total Plan and get everything under the Basic Plan as well as additional systems like air conditioning—that will come in handy in the summer heat. Larger appliances like the refrigerator and clothes washer and dryer are included. You can add optional coverage to include pool and spa equipment, central vacuum systems, sump pumps, roof leaks, and wells.
The Daily Caller’s runner-ups for the best home warranty providers
While Choice Home Warranty is our top pick for a home warranty in Texas, we also have other providers we recommend.
|American Home Shield |
Best Appliance Coverage
|First American Home Warranty |
Best Claim Acceptance
Frequently Asked Questions
What do home warranties cover?
Home warranties usually cover your home’s standard appliances—dishwashers, refrigerators, air conditioning units, clothes washers, and dryers. You may opt to include “add ons” to your home warranty plan, like your water heater and pool.
Does the age of home appliances matter?
As long as your appliances are in good condition and you have a covered cause for the damage claim, the age and condition of your appliances are not relevant to whether your appliances will be covered.
Is a home inspection required before a home warranty purchase?
You may request to have your home and appliances inspected to ensure the most value out of your warranty, however, an inspection is not required to be approved immediately.
How do I purchase my home warranty plan?
If you want to find out more, you can apply for a Choice Home Warranty plan by calling (848) 256-4657. You can also get a free quote by filling out this form. Whether you’re ready to buy or just want more information, you’ll be better equipped to make this decision.
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