Home warranties offer homeowners peace of mind in knowing that their home’s appliances and systems are covered. You may find yourself thinking, I already have homeowner’s insurance, so why would I want to pay another bill? The key factor to consider is that a home warranty is very different from insurance. Homeowner’s insurance will only help pay for damages to the exterior and interior of your home, or injuries to people on your property. Meanwhile, a home warranty will cover repairs or replacements that arise from use.
When it comes to choosing a home warranty, you want the appliances you own to be covered. Pay for what you have, and don’t worry about what you don’t with a warranty. Keep reading for our full review of Choice Home Warranty. If you want a free quote, you can call (848) 256-4657 or fill out this form.
An Overview of Choice Home Warranty
Founded in 2008 in Edison, NJ, Choice Home Warranty is committed to the best customer service and high-value experience for its members. While other warranties often assign claims to a large department, Choice Home Warranty provides you with your own dedicated team.
Choice Home Warranty offers the following benefits:
- No home inspection required
- 15,000 technicians nationwide
- Industry experience for over ten years
- Coverage in 49 out of 50 states
- Automatic policy renewal
- Emergency service availability
- Customer support 24/7
- A personable, dedicated team willing to assist your needs
- Up-to-date technology
- High-quality service with affordable pricing
- Plans starting as low as $1 per day
Choice Home Warranty is one of the best home warranty companies in the United States. They have personable customer service agents that are available 24/7. They maintain a network of high-quality and professional experts throughout the country and offer customizable plans.
Choice Home Warranty Reviews
Like any company, Choice Home Warranty receives a mix of positive and negative reviews. Hearing from other customers allows you to better understand what your experience would be like if you signed up. Below are a handful of reviews made by current or former customers on Better Business Bureau:
“I had an issue with my AC and I was assigned to the Technician within Hours. Set up my appointment with the Technician for the next day and the issue with my AC is resolved. My experience with Choice Home Warranty is excellent so far.” — Jay, ★★★★☆, 05/19/2017
“A week into my claim, I find out that the first technician misdiagnosed, and that my repair was not covered…Today my frustration was at a peak, but I politely explained how upsetting this was, and she carefully took the time to review. In the end, she honored the repair as a goodwill gesture and assured me that my concerns about the bad company would be heard at the next meeting. Also, the hold times in the claim center are greatly improved. I was impressed. I truly believe they have many great technicians in their huge network, and some bad. It was frustrating, but I have renewed faith in this company.” — Tammy K, ★★★★☆, 11/27/2018
“We have been with Choice Home Warranty since January 2017. We have found them to be excellent in sales, customer service and repair companies. My daughter bought a house that had a home warranty company in place. Her air conditioning broke. It took 3 weeks to get it repaired. Choice Home warranty sent the repairman the next day and our repair was completed to our complete satisfaction !” — Joanne W, ★★★★★, 05/02/2018
“Sometimes the process has been frustrating and they’ve been unclear about the process of how to properly go through the process of fixing the problem, getting the right person scheduled, etc. Overall, I’m very happy with how it has been to have Home Choice Warranty, and I would recommend them over any other provider, especially because they focus on getting local contractors, electricians, and plumbers.” — Jonathan H, ★★★★☆, 01/25/2018
Choice Home Warranty Plan Options
At Choice Home Warranty, you get three options for coverage so you can choose the best protection plan for your home and customize it as needed. Choice Home Warranty offers a Basic Plan, a Total Plan, and additional plans for optional coverage.
- The Basic Plan includes coverage for kitchen appliances like a dishwasher, built-in microwave, stove range, and oven. Water heaters are also included in the plan. This covers every home system from plumbing to electrical.
- The Total Plan includes everything in the Basic Plan as well as systems like air conditioning. Even more elaborate appliances like the refrigerator and clothes washer and dryer are included.
- When you select Optional Coverage, you’ll be covered for everything in the Basic and Total Plans plus pool and spa equipment, central vacuum systems, sump pumps, roof leaks, and wells.
How much does a Choice Home Warranty cost?
Consider average repair costs. If your water heater needs to be repaired, it will cost $546 on average. AC conditioner will cost $347, if not higher. With Choice Home Warranty, you’ll pay just $75 whenever you need a maintenance specialist for any of your appliances. The warranty itself will run $350-$800 a year. Did we mention that they’ll replace your appliances if they can’t fix them? That’s considerable savings.
The high cost of repairing or replacing a refrigerator, a dishwasher, or a water heater could have you paying thousands of dollars out of pocket without a warranty. The average cost of a home warranty is between $300-$600 a year.
Our Verdict On Choice Home Warranty
Based on our research and analysis of what they have to offer, we recommend Choice Home Warranty. To guide you in your own home warranty decision-making process, we’ve assembled a few pros and cons to consider:
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Frequently Asked Questions
What do home warranties cover?
Home warranties usually cover your home’s most popular appliances, such as your dishwasher, refrigerator, air conditioning unit, clothes washer, and dryer. Depending on the company you purchase a home warranty from and the plan you select, you may opt to include an “extended warranty” to your home warranty plan, which would protect covered items like your water heater and pool.
Are there any downsides to selecting Choice Home Warranty?
As with any other home warranty plan, you won’t be able to choose your own technicians — you’ll have to work with whomever Choice Home Warranty recommends. Also, unlike some other providers (like American Home Shield), you can’t customize your plan to only cover the appliances you own. Still, compared to all the providers we reviewed, Choice Home Warranty is the best pick overall.
Do the age of home appliances matter?
The age of your home appliances does not matter, nor does whether or not you purchased your appliance new. What does matter is the condition your appliances are in and the cause of the damage when you file a claim.
Is a home inspection required before a home warranty purchase?
Home warranties do not require a home inspection, however, you may want to schedule one to verify the current condition of your home systems and appliances.
When should I buy a home warranty?
While some home warranty companies offer year-round specials and discounts for new customers, when you buy a new home, you will find the most incentives, unless your new home already comes with a home warranty plan. Ask your realtor if the house comes with a home warranty plan and the steps to transfer the plan to your name.
A home warranty plan can help you avoid paying a hefty bill right after moving into your new home. You may find yourself strapped for cash right after buying a new home. There’s no reason to be stuck paying large bills right after you move in when you can have a customizable home warranty plan. Historic houses are beautiful, but they most likely come with older appliances.
Home warranties will cover even older, used appliances as long as you maintain them and do the minimal amount of upkeep—things like cleaning out the lint trap after each dryer load and cleaning your refrigerator coils.
Can a Choice Home Warranty plan help me sell my home?
Do you want to sell your home faster and for more money? Wouldn’t it be great not to deal with endless questions from buyers about the appliances and systems? Wouldn’t you prefer to avoid repair costs while you’re in the middle of selling your old home and moving into your new one?
A Service Contract Industry Council study revealed that homes with systems and appliances warranties sell for roughly $2300 more and 16% sooner than their non-warranted counterparts. Consumer studies also show that a home warranty for your systems and appliances reduces the number of days on the market by 16.14%.
A well-researched homebuyer may know to purchase a homeowner’s warranty with their new home. However, with so many things to learn with buying a new home, you may be educating your potential buyers about something they never considered but need. Home warranties increase the perceived value of your property.
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