US

One Family Shares Its Obamacare Nightmare: ‘These Are Facts’

REUTERS/Joshua Roberts

Font Size:

President Trump demanded Senate Republicans pass a repeal of Obamacare in a speech Monday while he was surrounded by families who have been adversely impacted by Obamacare.

The president highlighted the complications Melissa Ackison and her family have faced under Obamacare during his speech. Last month, Melissa met with Vice President Mike Pence, Medicaid chief Seema Verma and White House counselor  Kellyanne Conway and explained what has happened to her family since the Affordable Care Act’s imposition on their lives.

The Daily Caller has obtained a copy of Melissa’s 17 page letter. “My goal in attending the meeting was to educate the public as well as our elected officials of the failures associated to not only Obamacare, but also to the buckling of Medicaid when able bodied families are enrolled into the system via the ACA/Marketplace design despite their refusal to be involved in these programs,” her opening statement reads.

Her letter emphasizes that “these are facts, these aren’t media soundbites, edited clips or emotional reactions to what you ‘think’ about the matter at hand that happens to be crippling my family … My story and millions in my situation is taken from real life, tax-paying American who sadly has been left behind while politicians posture and continue to take no action with regard to working though legislature.”

The Ackisons’ first experience with Obamacare started with the co-op In-Health. Despite the Ackisons paying high premiums and deductibles for the co-op, their insurance was cancelled multiple times and they were unable to use their insurance card for reasons unknown to them.

Their family provider ultimately dropped them and every member of their family. The company sent them a letter explaining that based on In-Health cancelling on them on a consistent basis, nearly every claim of theirs being denied and their failure to continue paying out of pocket for all of their visits (which amounted to $40,000), they now had no provider after years of going to their family practice.

The Ackisons even had to utilize their 401k savings account to pay healthcare bills. Nonetheless, they were penalized by the government for dipping into their retirement funds.

After the Obamacare co-op failure in 2015, the Ackisons enrolled in the health insurance marketplace to purchase insurance in 2016. The marketplace representative understood clearly through her explanation that during their time with the Co-Op, her son was receiving care already at the NationWide Children’s Hospital in Columbus, Ohio, for a pre-existing condition called strabismus.

Melissa also has a pre-existing condition called fibrous dysplasia. This disease is a mutation that begins in utero and caused weakening of her left facial structure as well as her skull, cheekbone, eye socket and the cribriform plate. She’s had over 20 reconstructive surgeries to remove large portions of affected bone as well as aggressive growing skull based tumors.

She was diagnosed with this disease when she was 14 and has been seeing the same specialists since then. She is 40 years old today. Not only did Melissa like her doctor, she needed her doctor, her letter reads.

“My son’s preexisting conditions meant absolutely nothing when our specialists and providers refused to work with our Obamacare programs,” her letter reads.

Within the first month of having UnitedHealthcare insurance, things started “spiraling downward quickly.” At a routine appointment for her son, Melissa was notified by the receptionist at Nationwide that the UnitedHealthcare representatives were telling the hospital that Children’s Hospitals were not included under the Obamacare plans. She was also notified that she’d be stuck with the bills from her son’s weekly visits.

Thinking the receptionist was wrong, Melissa contacted the marketplace. She was instructed by representatives to file an appeal to the marketplace in order to find a new healthcare provider who allowed children’s occupational therapy but that her request could take up to 60 days to get a response . She received a letter several days later with a list of three “providers” that actually turned out to be a list of three pediatricians.

These pediatricians informed the UnitedHealthcare representatives that they were nothing more than pediatrician offices. They also told the representatives that the services she was seeking for her son were always handled by Nationwide Children’s Hospitals.

“Hours upon hours upon hours of my life used for this game all at the expense of my child’s healthcare,” Melissa wrote in her letter.

Upon the conception of her other son this past year, the tests she underwent to ensure her baby was developing normally were all rejected by her Obamacare insurance.

She recalls standing in line at Riverside Hospital in Columbus, Ohio, screaming in the lobby, “I can’t even enjoy my pregnancy or have solace in knowing my baby doesn’t have any issues because I’m turned down from either the insurance not being accepted from anyone, my card not working because they’ve cancelled my coverage or my providers are sick and tired of excuses that are no fault of my own from not paying my bills that I filed appeal for and they dump me as a patient.”

Not only did she have issues being seen by an OBGYN for vital prenatal check ups, she had a stroke less than 24 hours after she had her child via C-section. After she was discharged from the hospital, she received yet another letter from the marketplace insurance letting her know that the ICU stay wasn’t considered an emergency service. “I guess near death of a new mother was somehow avoidable for me according to my Obamacare Insurance,” her letter states.

This year when they went to purchase their insurance, the marketplace representative asked them questions regarding their income. When they called in this year, their income they reported was much different than past years. “That’s life as a business owner,” her letter says.

Shortly after telling the representative their income, the representative immediately went into the Medicaid eligibility script. Melissa stopped her immediately to let her know that she was not disabled or poor and that she wanted to purchase insurance. The representative told her that based on her family’s income, she was unable to sell insurance to her.

“I was dumbfounded … I knew fully what Medicaid was intended for as I am also the POA from my grandparents who are both approaching their 90’s, in wheelchairs, diagnosed with dementia among other geriatric issues,” she said

“Nevertheless, we had no options,” her letter reads.

In an effort to try and console Mrs. Ackison, the marketplace representative said, “at least with Medicaid, it’s free.”

“I try to justify our enrollment into Medicaid by reminding myself that I’ve paid into these systems for years but I know from common sense these are the very reasons our systems are so overburdened … It’s a sad day when you have the ACA set up in a way that even if you want to do the ‘right’ thing and contribute to healthcare, you can’t,” Melissa said.

Her letter goes on, “I didn’t get anywhere or anything but heartache from going above and beyond to do the right thing. I’m smart enough to know that Obamacare was NEVER designed to work and function properly. When Medicaid is a better option than your high-priced government mandated insurance [that cost $5000 a month], the direction of single payer and government control of our healthcare is what was intended and it’s blatantly obvious.”

This is just a brief preview of the Ackisons’ experience with Obamacare.

As the contentious vote to hold debate for the health care bill is scheduled for Tuesday in the Senate, Melissa is praying that all of the Republicans put “political posturing to the side” and “do the right thing. WE have nothing more to give the government other than my story. It may be worth nothing to you but I know at this point I’ve done all I can and now it’s up to you.”

PREMIUM ARTICLE: Subscribe To Keep Reading

Sign up

By subscribing you agree to our Terms of Use

You're signed up!

Sign up

By subscribing you agree to our Terms of Use

You're signed up!
Sign up

By subscribing you agree to our Terms of Use

You're signed up!

Sign up

By subscribing you agree to our Terms of Use

You're signed up!
Sign up

By subscribing you agree to our Terms of Use

You're signed up!

Sign Up

By subscribing you agree to our Terms of Use

You're signed up!
Sign up

By subscribing you agree to our Terms of Use

You're signed up!
Sign up

By subscribing you agree to our Terms of Use

You're signed up!
BENEFITS READERS PASS PATRIOTS FOUNDERS
Daily and Breaking Newsletters
Daily Caller Shows
Ad Free Experience
Exclusive Articles
Custom Newsletters
Editor Daily Rundown
Behind The Scenes Coverage
Award Winning Documentaries
Patriot War Room
Patriot Live Chat
Exclusive Events
Gold Membership Card
Tucker Mug

What does Founders Club include?

Tucker Mug and Membership Card
Founders

Readers,

Instead of sucking up to the political and corporate powers that dominate America, The Daily Caller is fighting for you — our readers. We humbly ask you to consider joining us in this fight.

Now that millions of readers are rejecting the increasingly biased and even corrupt corporate media and joining us daily, there are powerful forces lined up to stop us: the old guard of the news media hopes to marginalize us; the big corporate ad agencies want to deprive us of revenue and put us out of business; senators threaten to have our reporters arrested for asking simple questions; the big tech platforms want to limit our ability to communicate with you; and the political party establishments feel threatened by our independence.

We don't complain -- we can't stand complainers -- but we do call it how we see it. We have a fight on our hands, and it's intense. We need your help to smash through the big tech, big media and big government blockade.

We're the insurgent outsiders for a reason: our deep-dive investigations hold the powerful to account. Our original videos undermine their narratives on a daily basis. Even our insistence on having fun infuriates them -- because we won’t bend the knee to political correctness.

One reason we stand apart is because we are not afraid to say we love America. We love her with every fiber of our being, and we think she's worth saving from today’s craziness.

Help us save her.

A second reason we stand out is the sheer number of honest responsible reporters we have helped train. We have trained so many solid reporters that they now hold prominent positions at publications across the political spectrum. Hear a rare reasonable voice at a place like CNN? There’s a good chance they were trained at Daily Caller. Same goes for the numerous Daily Caller alumni dominating the news coverage at outlets such as Fox News, Newsmax, Daily Wire and many others.

Simply put, America needs solid reporters fighting to tell the truth or we will never have honest elections or a fair system. We are working tirelessly to make that happen and we are making a difference.

Since 2010, The Daily Caller has grown immensely. We're in the halls of Congress. We're in the Oval Office. And we're in up to 20 million homes every single month. That's 20 million Americans like you who are impossible to ignore.

We can overcome the forces lined up against all of us. This is an important mission but we can’t do it unless you — the everyday Americans forgotten by the establishment — have our back.

Please consider becoming a Daily Caller Patriot today, and help us keep doing work that holds politicians, corporations and other leaders accountable. Help us thumb our noses at political correctness. Help us train a new generation of news reporters who will actually tell the truth. And help us remind Americans everywhere that there are millions of us who remain clear-eyed about our country's greatness.

In return for membership, Daily Caller Patriots will be able to read The Daily Caller without any of the ads that we have long used to support our mission. We know the ads drive you crazy. They drive us crazy too. But we need revenue to keep the fight going. If you join us, we will cut out the ads for you and put every Lincoln-headed cent we earn into amplifying our voice, training even more solid reporters, and giving you the ad-free experience and lightning fast website you deserve.

Patriots will also be eligible for Patriots Only content, newsletters, chats and live events with our reporters and editors. It's simple: welcome us into your lives, and we'll welcome you into ours.

We can save America together.

Become a Daily Caller Patriot today.

Signature

Neil Patel